With the legislation that covers Medicare and Medicaid being constantly revised, baby boomers searching for comprehensive, affordable insurance might feel as if they are facing an uphill battle. Finding such coverage can be intimidating, but with the right search criteria, it doesn’t have to be. A top insurance company in New Jersey can work with clients to create personalized insurance checklists that itemize baby boomers’ individual needs.
When selecting a specialty insurance provider, baby boomers should consider the areas of life that protection is sough for —health or medical expenses, general life, loved ones, and even belongings. Baby boomers probably want to do this all at an affordable rate, without being taken advantage of. A top insurance company in New Jersey can guide a baby boomer through the steps necessary to insure all these elements and at an affordable rate. They may even find some discounts that the policy holder didn’t know existed.
Continue reading “Insurance Must Haves for Baby Boomers”
Whether you’re a long-time employee, or seeking a new job, of course you want job satisfaction, but, even more importantly, you need to ensure you have good benefits or “bennies” as they are often referred to. While health insurance, disability insurance, and life insurance packages provided to employees are fairly standard, employee benefits for financial perks are also attractive, no matter the age of the employee.
Employers who are savvy provide plenty of incentives to their employees to keep them aboard. By offering a compensation package of the most sought-after benefits, they’ll lure the best workers. Traditional benefits like adequate paid time off (“PTO”) and sick days are always appreciated and pretty standard as benefits go. Likewise group health insurance is always a draw, especially with a lower deductible, less co-pay amounts and good prescription coverage. Add the ability to have a flexible spending account (“FSA”) for your health insurance and employees will say “now you’re talkin’”. Continue reading “How to Attract and Retain Workers”
To be truthful, the majority of people don’t give much thought to life insurance policies. Many employers provide life insurance benefits, and, be honest now… you give life insurance paperwork a cursory glance, wherein you might study your health insurance benefits a little closer. For those who are not fortunate enough to have a life insurance policy through your employer, you probably push the thought of getting a policy in place to the back of your mind. After all, who wants to deal with that morbid topic? But procuring life insurance is not something you do so much for yourself, as for the loved ones you leave behind. In fact, people are so lackadaisical regarding life insurance, often you are spurred to taking action only when someone you know relays their terrible tale of woe to you after their loved ones dies, and, then you vow that you won’t let that happen in your home. Continue reading “Types of Life Insurance”
Life in general can be a complicated time – no matter what age you are. Life insurance can also be a very complicated and confusing time as well, especially considering all the different plan options that are available out there. Thankfully even though at first look insurance may seem utterly mind blowing, but it doesn’t have to be. If you are looking for a way to find out about different types of life insurance, benefits, pros and cons, or just general information, be sure to continue down below for more information on all the different options available and what each one is specifically for. Hopefully this will give you peace of mine, but also help you choose a plan that really works for you. Continue reading “Types of Life Insurance”
Life is full of risks! It doesn’t matter if you are driving in a car and get into an accident or you get hurt on the job, getting sick, being ill or being hurt can make it so you might not even be able to earn a living anymore (or temporarily). This is one of the biggest reasons why insurance is available, and there are all sorts of options available in terms of different facets of your life to protect. Below, we will be going over the top types of insurance you should have to protect your life, the way you live and the lives of your loved ones. These types of insurance include; Life insurance, Health insurance, Long-Term Disability insurance and Auto Insurance. Continue reading “Common Types of Insurance”